Crafting Secure Futures for Special Needs Families.
Over 40 years of unparalleled experience, trust, and dedication. Schedule a Complimentary ConsultationFrom Personal Journey to Professional Guidance.
Guiding families with care, knowledge, and a parent's perspective since 1978.
In 1978, Bruce Sham embarked on a mission more profound than any regular financial venture; he embarked on a journey inspired by his personal story as a father of a special needs individual. His vision for Special Journey Solutions was not just about financial expertise; it was about merging the sensitivity, patience, and determination of a special care parent with the precision of a financial professional.
Understanding firsthand the multifaceted challenges faced by special needs families, Bruce became a beacon of hope for many. He recognized that, beyond the emotional rollercoaster, there are intricate financial landscapes to navigate. Each service is tailored, not from a manual or a course, but from the heart of a parent who’s been there.
But Special Journey Solutions is more than just a financial planning firm. It’s a testament to the power of empathy in the world of finance. As we help families secure government benefits or plan for elder care, our approach is always the same: to ensure the longevity and well-being of those benefits, even when parents might no longer be around.
We’ve always believed that the best financial advice stems from genuine understanding. And with the lens of a special care parent guiding us, we're more than just planners; we're partners on your journey, ensuring that every family feels championed, supported, and understood.
Embracing Each of Life's Chapters, One Milestone at a Time.
Early Childhood
Early Childhood:
- Laying the foundation for a secure, promising future.
- Ensuring children receive the benefits they deserve.
- Guiding parents through the early decisions to simplify the journey ahead.
School Years
School Years:
- Align resources and ensure access to vital services.
- Lay groundwork for seamless transitions to the future phases of their life.
- Combine a parent's intuition with skilled planning for comprehensive guidance.
Post-Grad
Post-Grad:
- Crucial time for decisions on further education, employment, and independence.
- Essential reevaluation of plans and benefits for special needs individuals.
- Guidance through complexities: government benefits, trust planning, financial adjustments.
Adulthood
Adulthood:
- Focus on long-term care and elder planning.
- Ensuring optimal access to benefits and services.
- A Focus on financial planning, trusts, and Medicare.
More Than a Mission –
A Lifelong Commitment
An unwavering devotion to ensure every family feels supported, understood, and confidently prepared for the future.At Special Journey Solutions, we don't just offer services; we offer our heart, understanding, and decades of experience. As a parent to a special needs child, our founder, Bruce Sham, recognized the unique challenges families like ours face. It's why every service we provide is more than just a solution; it's a promise. A promise that stems from personal insight, ensuring that every family we work with is not only equipped with the best resources but also feels truly seen and supported in their journey. Our mission is your peace of mind, today and always.
Learn MoreA Personalized, Precise, and A Path to Prosperity
Navigating life with a special needs child can be complex, but with our structured five-step process, we strive to simplify the journey and instill confidence every step of the way.
Fact Finding & Discovery Meeting:
Start with clarity. In this initial phase, we delve deep to understand both your present circumstances and future concerns. Have you established wills or special needs trusts? Do you have an ABLE account in place? We examine your assets, debts, and expenses, ensuring we're in sync with every facet of your current financial landscape. Additionally, we assess your current engagement with government benefits.
Data Verification & Legal Document Review Meeting:
Plan Review Meeting:
Here, the roadmap takes shape. We present a detailed special needs plan, inclusive of alternate scenarios and potential government benefits. This stage is interactive, as we discuss and refine our recommendations based on your feedback.
Implementation Meeting:
Turn planning into action. Once the roadmap is finalized, we ensure all recommendations are executed, and any new or updated legal documents are set in motion by working in conjunction with your legal advisors.
Monitor & Review:
Your journey doesn’t end after implementation. We're with you for the long haul. Whether it's addressing updated concerns, participating in IEP & Transition Planning Meetings, or scheduling our annual reviews, we ensure consistent monitoring and timely adjustments.
Planning Through the Eyes of Father with Firsthand Experience
Driven by a unique perspective as a special needs parent, we strive to pave the way for a hopeful and secure future.Navigating the world of special needs is not just a profession for us; it's a deeply personal journey. Bruce Sham, our founder, knows the trials, triumphs, and intricacies of raising a special needs child. That intimate understanding is infused into every plan we craft, every benefit we secure, and every family we guide. We're not just financial planners; we are a beacon of hope, rooted in genuine empathy. With Special Journey Solutions, you're choosing a partner that truly understands, offering insights only a parent's heart can provide. Together, we’ll work to ensure the path ahead is as promising as the love that guides us.
Secure Your Family's Financial Future with Us
When navigating the intricate process of planning for a loved one with special needs, remember you have a supportive ally in us. Our dedicated professionals are focused on providing detailed, customized planning for every aspect of your journey, tailored to your family’s needs.
Let’s craft a path together that aims to bring peace of mind and prosperity to your family’s future. Schedule your consultation with us.
